How to Keep Money from Ruining Your Life

The other day, I was sitting around thinking about the various issues I was dealing with in my life. It seemed like the money was at the root of all of them. If I had more money, I could put my mother in a better nursing home. If I had more money, I wouldn’t be driving a 15-year old car. If I had more money, I would get a better night’s sleep because I wouldn’t be worrying so much about the future. And on and on and on.

The old saying “money doesn’t buy happiness” did not seem to apply in any respect to my life. If I was offered the chance to be rich, I would say yes at a moment’s notice. Rich people claim to be unhappy, but I don’t see how that could be possible.

I realize that this is not a healthy or realistic state of mind. Happiness is a very subjective thing that is not the same for anyone. Some people buy things because it makes them feel important which, in turn, makes them happy.

Others reside at the opposite end of the scale, intensely saving out of fear of ever being poor. They do this to the point where that frugal behavior robs them of important life experiences and can even cost them friendships.

A third personality type is the person who doesn’t pay their bills. It might be laziness, some type of avoidance behavior, or another, inexplicable personality quirk.

Mismanagement of money is a leading cause of relationship failure, not to mention individual unhappiness.

Do you find yourself under one of the above categories? My advice would be to talk to a therapist. They will help you to identify both the areas you need to address and why they might be a problem for you.